| Scholarship Deadline Wednesday
High School Seniors: We are seeking applicants for our $1,000 Franklin O. Walstrand Memorial scholarship. The deadline to apply is Wednesday, March 31st.
Click here for eligibility requirements, deadlines and the application, then return completed applications to either location.
The scholarship will be awarded at our annual meeting on Thursday, April 22nd at 5:30 p.m. at City Utilities in the Earl L. Barkley Auditorium (located in the Training Center, directly north of the Main Office).
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| Congrats To Bill Shireman for Winning our Benton Remodel Giveaway
BIll won a $50 gift card to Lowe's! No worries if you didn't win this time - we'll have plenty more giveaways this year.
Thanks to everyone that entered! |
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Dear Member,
This is a busy time of year for everyone, and your credit union is no exception. You'll want to note the following:
We've moved. As you may have heard, we're remodeling the mid-town Benton location. Effective immediately all drive-thru and lobby services, including the loan department, are now operating out of the modular unit located on the lot just south of the Benton Avenue location. Questions? Call 417.865.3912.
Annual Meeting. Join us Thursday, April 22nd at 5:30 p.m. for our 75th Annual Meeting. It will be held at City Utilities in the Earl L. Barkley Auditorium (located in the Training Center directly north of the Main Office on Central).
Appetizers and drinks will be served before the meeting. Please RSVP by April 19th by calling 417.865.3912 or emailing info@mycucommunity.com.
Travel Season. Lastly, as the travel season heats up we often see more cases of identity theft arise. Keep reading to learn how you can protect yourself and your family. |
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Identity Thieves' Latest Scams
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With Identity Theft, every time authorities plug one hole, criminals are able to figure out new ways to trick unsuspecting victims. Some now even steal children's Social Security numbers, ruining their credit long before they've opened a single account.
To protect yourself and your family, beware of these scams:
1. Phishing Where you receive an email, purportedly from a trusted source like a government agency or your bank, asking you to supply or confirm account information, log-in IDs or passwords. Legitimate businesses never ask you to verify sensitive information by email (or over the phone). When in doubt, contact the organization yourself. And never click on the link provided within the email - it could take you to a copycat website capable of infecting your computer.
2. Smishing (for "Short Message Service"):
Like phishing, only it uses text messages sent to your cell phone.
3. Vishing (voice phishing):
An automated voice message that directs you to call your bank or credit card company. Under the pretext of clearing up a problem (like theft), you'll be asked to share personal or account information. Keep a list of company toll-free numbers handy so you can call them directly without fearing you've been given bogus information. I also program my banks' and credit card issuers' phone numbers - but not account numbers - into my cell phone in case I'm traveling.
4. Pharming Where hackers redirect you from a legitimate website to an impostor site to harvest (farm) personal data you've been asked to provide. Social networking sites like Facebook and Twitter increasingly are being targeted.
5. Skimming Where crooks use an altered ATM slot and cameras to record account information; also, when dishonest store or restaurant employees use a portable card reader to skim credit or debit card information.
6. Spyware Illicit software you unknowingly download when you open an email attachment, click on a pop-up window or download a corrupted song or game. The spyware can then record your keystrokes to obtain account information or ferret out confidential information on your computer.
And lastly, don't forget good-old-fashioned pickpocketing, mail theft and rooting through your trash. These are still the ways the majority of people fall victim to identity thieves. |
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To reduce your risk of identity theft, always:
- Shield keypads from the eyes of "shoulder surfers" at stores and ATMs.
- Shred paperwork and receipts containing personal or account information.
- Lock up your Social Security card and unneeded credit cards.
- Carefully scan monthly credit card and bank statements for erroneous charges.
- Monitor your credit reports for errors or fraudulent activity. You can order one free report per year from the three major credit bureaus at www.annualcreditreport.com.
- Refrain from making online purchases from unfamiliar websites; and look for "https" in the address.
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If you would like to submit ideas for an article, we always appreciate suggestions. Please continue to share them with us by emailing jreynolds@mycucommunity.com.
Tell your friends and family that they can open an account with us so they can take advantage of our free checking, no-catch VISA credit cards and low auto loan rates.
As always, thank you for your membership in CU Community!
Best Regards,
Jenny Reynolds CU Community Credit Union
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