Credit Cards

Whether you're just starting out or already have well-established credit, CU Community has the credit card for you. Open an account or transfer your balances to us today.

Platinum VISA Classic VISA Share Secured VISA
9.5% fixed APR on purchases and balance transfers
Auto rental insurance
Emergency card replacement
Warranty Manager Service
13.9% fixed APR on purchases and balance transfers
Re-establish your credit
15% fixed APR on purchases and balance transfers
No over-limit fees and a 25-day payment grace period
No balance-transfer, cash-advance, over-limit or annual fees
Online and mobile account access 24/7, inclusive of bill pay features
Accepted anywhere you see the VISA logo
Travel Life Insurance up to $250,000
5-Star Cards Our credit cards earned 5 Stars, one of Suze Orman’s go-to sites, gave our credit cards the highest rating.

  • Super-low interest rates
  • No annual fee
  • No balance transfer fee
  • Low late fee
  • No penalty rates
Travel Security Relax when you’re away

Carry the card that provides the security of traveler’s checks and the convenience of a VISA card.

Travel Cards

If you’re going on vacation, check out our VISA Travel Cards as an alternative to paper Traveler's Checks or using your Debit Card.

  • CU Community travel cards are accepted nationwide—everywhere VISA, Interlink or Plus is displayed, including at ATMs*, gas pumps, online, hotels, and auto rental locations
  • Purchase VISA Travel Cards for a $5 fee per card at any CU Community branch. They are replaceable if lost or stolen
  • Load them with as little as $100 or as much as $5,000. You can reload them three times by visiting

Gift Cards

Our pre-paid VISA gift cards are the perfect gift for birthdays, weddings and other celebrations. Available in denominations from $10 to $500, you can use the gift cards online and at any retailer across the United States.

When running your Gift Card, you'll select the "credit" option to process your purchase since there is no PIN for this card.

CU Community members can purchase Gift Cards for a $3 fee per card at any CU Community branch.

Due to the nature of certain purchases, the full purchase amount may not be known when your card is initially swiped for approval, therefore your card should not be used on hotels, auto rentals or gas when purchased directly at the pump.